Northern Middle Tennessee Outdoor Recreation Auction

Pictured below are items already commited to our April 24th Auction. Our web-site www.searcy-realty.com has pictures on additional items already scheduled to be sold, check the site often as new items are added daily.

On April 24, 2010 our firm will have our first Consignment Auction of the year. We have had many people contact us about having an auction were they can sell their unwanted or seldom used items. This sale will feature items like: ATVs, Boats, Campers, Motorcycles, Personal Watercraft, Dune-Buggys, Go-Carts, Gators, Construction Equipment, Tractors, Utility Trailers, Mowers and other similar items.

Early indications show this will be a fantastic opportunity to sell your items and turn them into cash. Likewise, no better time to purchase or up-grade your 'toys'. If your interested in selling (consigning) items contact me at 615-347-6175.

THE ABC's of SELLING at our AUCTION:

a) Contact us with a description and schedule for picture to be taken of your item.

b) Decide whether you wish to sell absolute or with a reserve.

c) Sign a consignors agreement.

d) Bring your item in clean/running condition on Thursday or Friday prior to the Auction.

e) Consignors of items selling with reserve must attend the sale.

f) A 10% commission will be charged, and a check mailed to you in 10 days.

g) Enjoy your cash!

Recap: Fees for selling your items are only10% of the final sales price, you can also set a reserve for $35. No advertising fees. Those who contact us early will have there items featured in our advertising. For up-to-date information check our website at http://www.searcy-realty.com/

First Time Buyer Workshop - March 25th at 6pm

Get All Your Questions Answered... FREE COMMUNITY WORKSHOP for 1ST TIME BUYERS. On Thursday March 25th at 6pm our firm will be hosting an Interactive Seminar geared toward those purchasing their first home. We have partnered with a local Mortgage Company who will explain how to secure financing with little or no cash, evaluate your credit history, and prequalify you for purchasing a home.

The Workshop will address:

• Top 5 Mistakes first-time buyers make
• How Negotiate to get the Best Price
• Steps to the Purchase Process
• Power of Being Pre-Approved
• Where to Search the Internet for Homes and Foreclosures
• How Get the $8,000. Tax Credit
• Best Financing Options including 0% Downpayment Loans

We will conclude with a Q & A Session with our panel of Industry Experts. This workshop last 1 1/2 hours and is Free/Open to the Public.

Workshop Location: 2550 Hwy 41-South, Greenbrier, TN

For more information or to schedule in advance your Free Credit Evaluation and Pre-Approval, contact me at 347-6175 or visit http://www.searcy-realty.com

Good News, Becomes Great News….

With the $8,000. First-Time Buyer Tax Credit set to Expire on Nov 30th, 2009, it was replaced by an even better program! Here is the Good News - First-Timers are still able to take full advantage of the $8,000.00 tax credit - as the program has been extended. The Great News - Current Homeowners can now qualify for tax credit of their own if they sell and purchase another home.

Here’s What You Need to Know if you’re a First-time Buyer:

• Have a home under contract by April 30, 2010 Close the sale by June 30, 2010
• Individuals must earn less than $125,000.
• Married Couples must earn less than $225,000.
• Tax Credit is equal to %10 of the purchase price up-to $8,000.00
• Must live in the house for 3 years or repay the tax credit

Here’s What You Need to Know if Currently own a house:

• Must have owned a house for 5 of the last 8 years (primary residence)
• Must sell their current home, then purchase another
• Have a home under contract by April 30, 2010
• Close the sale by June 30, 2010
• Individuals must earn less than $125,000.
• Married Couples must earn less than $225,000.
• Tax Credit is $6,500.00
• Must live in the house for 3 years or repay the tax credit

Current Market Conditions Create the "PERFECT REAL ESTATE STORM"

1. LOW HOME PRICES

2. LOW INTEREST RATES (around 5%)

3. FREE MONEY (via the tax credits)

THE MARKET HAS NEVER OFFERED A MORE PERFECT OPPORTUNITY.

The Reality of the $8,000.00 Tax Credit

How does this sound? Your House Payment FREE for the first year. This is true when a 1st time buyer purchases a home in Robertson County under $120,000. and takes advantage of the first time buyer tax credit of $8,000.00 (or 10% of the purchase price which ever is less). After running the calculations, the average house payment (including principal, interest, taxes and insurance) for homes under $120,000. will be offset by the $8,000.00 credit. Giving you the first year FREE.
Many people have inquired about the first time buyer tax credit (ftbtc) and wonder if it's really a good deal. I have looked closely at the program and compiled a few pros and cons:

Pro's

• The tax credit is real money and real money in 1st time buyer's pocket (when they file their tax refund).
• It's not just for first time buyers, if you haven't owned a home in the last three years you're eligible.
• No forms to fill out or applicaions to complete, all inclusive with your 2010 tax return.
• No qualifications for the home being purchased, no government inspection required.
• No Income limits, you don't have to be poor to qualify
• It's your money.
  

Con's

• The money is not available when most 1st time buyers need it, for closing costs.
• The tax credit may be recended if the house is sold within three years of purchase.
• It's your money, if you qualify and don't use it - you automatically lose.
• For home purchases that close by the end of November 2009 (tick-tock)
  

THE BOTTOM-LINE: If a first time buyer doesn't take advantage of this program, chances are it will cost them money. I haven't seen landlords or parents offering free rent for a year .)

Call or email me for a list homes in Robertson County under $120,000.(615) 347-6175 or searcys@realtracs.com